Get A Secured Short-Term Loan Against Watches

Taking loans against luxury watches is an important decision. As seasoned watch valuers, we offer fully secured and discreet short-term loans against all luxury watches and pay instantly without any credit checks in London. Visit us with an appointment at our Hatton Garden store or fill in the form to get an accurate FREE quote.

  • instant cash loan Instant Cash Loan
    Pawn your item for Instant Cash
  • No Credit CheckNo Credit Check
    Borrow money without any Credit Check
  • >Fast & ConfidentialFast & Confidential
    Fast & Fully discreet loan process

Call +44 207 242 9160 For A FREE Expert Valuation

fast & easy process

How it Works

Get a quick cash loan against your valuable item by following a few simple steps.

Contact Us Now

Fill in our online form to get an instant FREE quote, or call one of our expert evaluators now.

Accept Offer

We offer the highest cash loan based on current market value; accept it & sign the pledge receipt.

Receive Money

We’ll pay you immediately via your preferred payment with no hidden charges upon acceptance.


We Lend Against Various Luxury Assets

loan against watch

luxury watches

Fast & Secure loan against high-end luxury watches, such as Rolex, Cartier, Omega, etc.

loan against jewellery


Instant cash loan against jewellery, such as bracelets, rings, necklaces, earrings, etc.

loan against gold


Get an instant loan against any gold item, such as coins, bars, jewellery, etc.

Online Pawnbroking Service

Why choose us

Get INSTANT Cash Loans against all luxury items without any hidden charges or credit checks.

Borrow quick funds against your valuables for a maximum tenure of 7 months. Make a single payment at the end of the loan term. As trusted pawnbrokers online, we pride ourselves on being fully transparent with our process and pricing.

Your items are locked securely in our vaults & returned in the exact same condition as it was when you gave.


Our quick & efficient online loan process allows us to make an immediate payment.


As a highly regarded London pawnbroker, we offer the most competitive loan rate.


Our experience, expertise and trustworthiness set us apart in the pawnbroking industry.


Our loan service is secure & discreet with no hidden charges or credit checks.


Book an Appointment

If you would prefer an in-store valuation with same day payment, book an appointment with one of The Luxury Hut experts.

Our Reliable Pawnbroking Loan Calculator

Our pawnbroking loan calculator will tell you the cost you must pay when redeeming your item from us. Simply fill in the details, and the calculator will tell you how much you have to pay after 7 months.

Please remember the value is based on the details provided by you. We won’t know how much we can lend unless you show us your item.

However, if you know how much you need to loan from us, our loan calculator will tell you the cost you’ve to pay when you redeem your item. Talk to us for more details.

The maximum loan duration is up to 7 months. Redeem your loan anytime in between without penalty. Just pay what you owe on the given date.

get valuation

loan amount monthly interest rates APR %(annual percentage rate)
£300 – £4999 6.0% 101.22%
£5,000 – £20,000 5.0% 79.6%

loan Calculator

Looking For A Quick Loan Against Your Watch?

As trusted and recognised pawnbrokers in London, we offer accurate valuations for your luxury watch and make an INSTANT payment without any credit checks.

Our loan process is simple, straightforward and fully regulated so that you can pawn your item with complete peace of mind. And it goes without saying that we will keep your valuable timepiece in our secure vaults during the loan period.

We lend against various luxury watch brands like Rolex, Patek Philippe, Audemars Piguet, Cartier, etc. Our watch specialists bring years of experience and consider your timepiece’s brand, model, condition, and current market value to offer the most competitive loan rate.

Contact us for a FREE LOAN QUOTE!

How Do I Get Started With The Process?

Apply online to get a FREE pawnbroking loan quote or call us to visit our Hatton Garden store.

Online Pawn Shop

Trustworthy Online Pawn Shop In London

Free Home Pick-Up

Get A Fully Insured Free Home Pick-Up Service To Send Us Your Valuable Item.

Secure Storage

We Keep All Pawned Items In Our Highly Secure Vaults During The Loan Tenure.

Handle With Care

We Will Carefully Handle Your Luxury Item & Return It To You In The Same Condition.

How much cash can you borrow against your item?

At The Luxury Hut, our loans typically range from £5000-£20,000, subject to your item’s appraisal. Our expert evaluators continually keep up with the changing market trends. Thus, rest assured to receive the highest possible loan against your asset.

Key points to remember when you pawn with us:

  • Pay Interest only for the loan months
  • Pay the interest when you redeem your item
  • Redeem at any time within the loan period by repaying the loan amount with interest due
  • No early retrieval fee or hidden charges

How much will a Pawnbroking loan cost with us?

We have various tiers of interest rates depending on the loan duration and the amount you borrow. Interest rates are charged monthly for a maximum period of up to 7 months, and you make a single payment after the completion of the loan tenure.

Easy-To-Understand Example:

  • Loan £12000
  • Total interest for one month £600
  • Total repayment £12600
  • Monthly interest 5.0%
  • APR 79.6%

See Our Customer

Why Pawn Your Luxury Watch For A Fast Loan?

Taking loans against luxury watches is a short and reliable way to secure quick funds. You can conveniently meet your urgent financial needs by taking a loan without outright selling your timepiece. As the luxury watch market faces demand around the year, we will always offer a premium value against all luxury watches.

Use your luxury watch as security for a loan and redeem it once you repay it. You can settle the loan anytime you want and get back the ownership of your watch without any early retrieval fees or hidden charges.

Taking a loan against watches from The Luxury Hut is quick, convenient and easy.

How We Complete The Loan Against Your Watch Process In No Time?

We understand your financial and emotional attachment to your watch and have streamlined a fully transparent and fair loan process to ensure you get the value you deserve. All you have to do is carry your ID proof. When you arrive at our Hatton Garden store to take a loan against your watch, we will thoroughly evaluate it to determine its accurate value.

A few factors we consider while appraising your timepiece are:

  • Brand
  • Model
  • Age
  • Market demand
  • Box & Papers (if any)

These checks help us determine the best value for your timepiece. Once you accept the final offer, sign the pledge receipt to enter the loan agreement, and we will make an INSTANT payment.

We keep it confidential, quick and hassle-free without stretching the process with unnecessary complications.

Call us on 02070242 9160 to book an appointment.

Alternatively, follow the steps below to get a quick online valuation.

Get your loan in 4 simple steps:

  • Fill in the Online Form

Provide all the essential watch details to get an accurate loan quote.

  • Get Free Valuation

Our expert evaluators will contact you within 24 hours via email or call with a FREE loan quote.

  • Send Your Watch

If you’re happy with the quote, we will offer a free home collection to send us your watch.

  • Get Paid Instantly

Upon thorough assessment, accept the final loan offer and get the payment INSTANTLY!

Our ‘Loan Against Watch’ Terms

We give loans against luxury watches for a maximum of seven months, and you can take them back at any point during the loan period without any early retrieval charges. You can make a single payment at the end of the loan tenure while paying interest only for the loan months you pawn the watch for. For example, if you take a loan against your watch for one month, you will pay the interest for one month only when you come to redeem your asset. Meanwhile, you can always pay back the loan amount within the credit period by paying off the loan value and the due interest.

We charge no early retrieval fee or additional charges. You can rest assured that you’ll get your item back in the same condition as when you pawned it.

Why You Should Pawn Your Watch With The Luxury Hut?

Whether the prices and demand of your pre-owned luxury watch are high or low in the watch market, trust us to get the best loan amount for your timepiece at all times. Our years of experience valuing luxury watches have equipped us with the right knowledge and instilled trust in our customers that we stand well apart from the other pawnbrokers.

Our expert valuers know the market inside-out and ensure a reliable and fast loan against the watch process. As reliable London pawnbrokers, we’ll appraise your timepiece thoroughly and offer a competitive loan amount, followed by instant payment. Get a free home collection to send us your watch comfortably. Or, visit us with an appointment at our Hatton Garden store for an in-person transaction. We’ll be happy to assist you throughout.

Our qualified experts will assess your timepiece’s brand, model, age, condition, and current market price to determine the most accurate value and offer you the maximum possible loan amount. Do not worry about the detailed evaluation process, as we can confidently quote the best loan value.


Frequently Asked Questions

Where can I get a Loan against my Watch?

If you are wondering where can I get a loan against my watch in London, then look no further other than The Luxury Hut London pawnbrokers.

We have over 40years of combined experience in the pawnbroking industry. Moreover, we work with some of the expert evaluators who can do accurate valuations for any Rolex watches that customers want to pawn with us.

At The Luxury Hut, we always work to make the process of pawnbroking more convenient than ever. Thus, pawn your watch with us with full confidence.

Call on 0207 242 9160 for an instant free appraisal over the phone or to book an appointment.

How much can I pawn my watch for?

At The Luxury Hut, we pride in ourselves for offering unparallel customer service and the highest possible amount of credit loan against watches without any obligation.

However, if you want to know how much you can pawn your watch for, simply fill up our online form. You will get a free quote for a loan against your watch shortly.

How to Get a Loan on my Watch online?

Pawning your watch online in London or from anywhere in the UK is more convenient and straightforward.

  • Fill in our online with all details of your luxury watch
  • Get a free valuation shortly
  • Send your watch to us for a more detailed assessment
  • Get a final cash loan offer
  • Accept it and get your cash instantly via your preferred method of payment.

From getting a quote, sending your watch to getting paid, the process may take as little as two days to complete.

Which watch brands you can pawn against?

The Luxury Hut pawnbrokers in London lend against luxury watches from prestigious watchmakers. The list includes – Rolex, Cartier, Vacheron Constantin, Patek Philippe, Audemars Piguet and more.

If you want to ensure whether we can offer a loan against your watch brand, please contact us on 0207 242 9160 today.


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