how we work

With more than 40 years of combined experience in this industry, The Luxury Hut is committed to making the pawnbroking process, along with selling and buying any luxury assets simple, secure and fast. As a well-established high street pawnbrokers in London, we aim to provide maximum value against any luxury item based on the current market price. We are one of the leading and most trusted pawnbrokers in London who serve customers with professionalism and discretion. Our extensive knowledge and a understanding of luxury assets like jewellery, gold, diamonds, and fine watches allow our customers to experience a hassle-free service, be it pawnbroking, selling or buying. Your valuables can be damaged or out of fashion. It usually will not matter to us. But you may borrow more credit if the valuables are in better condition. If you can’t visit our premises in Hatton Garden, London, you can call us on 0207 242 9160. We will discuss options with you. We may provide you with a special delivery envelope to send your item(s) to us or arrange a courier collection if the item is more precious.

Easy Loan Process

How This Works

Get a quick cash loan against your valuable item by following a few simple steps.

Fill ‘Get a Quote’ Form

Fill up the online form with all details of your watch.

Send your item

Upon acceptance, get a fully insured & free pick-up service.

Accept Offer

Accept the final offer & sign a pledge receipt.

Payment Done!

We’ll pay you right on the spot! No hidden charges.

Agree to the loan terms

Get the credit agreement or pledge receipt and sign it

Get an instant cash loan


Repay the loan amount along with interest due and redeem your item(s)

Customers can pay back their loan at any time within the contractual period

Loans can be renewed at the end of a contract term, once the interest of the original loan term has been entirely paid.

Pawnbroking Process

The Luxury Hut pawnbrokers make the process of pawnbroking simpler. We are members of The National Pawnbrokers Association and regulated by the Financial Conduct Authority. This means, all our contracts are highly confidential and secure. We provide instant loans against exquisite jewellery, diamonds, gold and luxury watches.

To use our hassle-free pawnbroking service and get an immediate cash loan against gold or any luxury item, call one of our experts at The Luxury Hut on 0207 242 9160, email at or visit our office in Hatton Garden, London (by appointment).

Our expert valuators evaluate a luxury item immediately and determine an accurate estimated value, considering the current market price and other factors.

We will together agree on the amount you can borrow from us and provide you with a credit agreement. The pledge receipt outlines the amount of credit you borrowed along with the repayment details. After you sign this pledge receipt, you will get your cash.

At The Luxury Hut, pawnbroking is an easy process to raise instant money without any credit checks. If you accept our loan offer, we will give you cash instantly. You can decide on the payment method.

Loan Terms

Here, at The Luxury Hut, loans against any luxury items are for a term of up to seven months, and all we ask for is a single payment at the end of the seven months. There is no minimum loan term period. Customers will not have to pay any monthly charges until the loan term ends. We charge interest only for the loan months you borrow for. If you borrow the cash for one month, you will pay the interest at the end of month one when you come to redeem your items and so on. You can also pay back the loan at any time within the loan period, by paying off the loan amount along with its interest due.

The Luxury Hut manages each loan transaction quickly and securely. To get more information on loan against watches and loan against jewellery, please check out our respective web pages.

Redeem your loan

Customers can return the pledge receipt and pay what they owe under the agreement to redeem their items pawned, at any time within the contractual period. We will not charge any early redemption charges. The redemption term of a loan is up to seven months.

We will inform you after your contractual term ends. The Luxury Hut will provide you time to come in and retrieve your item. But, if you do not wish to retrieve your item, we may sell the pledge to recover the debt.

The Luxury Hut always wants to help our customers wherever possible. You may not be able to redeem the full loan amount owed by the end of seven months. In such instances, you pay only the interest, and we will renew the loan. We will provide you with a new contract and an additional seven months to pay us back.

ID requirements

Customers have to bring a proof of ID to enter into a contract with The Luxury Hut Pawnbrokers. It can be an official letter or a document with your name and home address on, dated within the last three months; for example, driving license or a gas bill.


When a luxury item is kept as security for a loan, The Luxury Hut guarantees to keep the pawned asset secure within the loan period. We understand that we are dealing with the most valuable luxury assets of our clients and thus, assure to manage every item with the utmost care and attention. Each item is stored securely in our vaults and returned to customers in the same condition as it was when received.

Submit Form

Fill in our online form and get a free valuation of your luxury item from our expert evaluators.

Accept Quote

We will provide you with an accurate estimate of your luxury asset, based on its actual value.

Get Paid

If you are satisfied with our valuation, we will pay you via your preferred method of payment immediately.

Selling jewellery and watches of prestigious brands to The Luxury Hut is easy and straightforward. As the jewellery and watch specialists, we provide a hassle-free service and pay top prices for any jewellery items and pre-owned luxury watches.

The Luxury Hut aims to offer the most competitive quotes – just fill in the form for an Instant Free Quote to get started or call one of our experts at The Luxury Hut on 0207 242 9160 for immediate help.

You can sell gold, sell a diamond ring, sell a Rolex watch or sell any luxury assets for cash. Bring in your luxury item along with a proof of ID. We will appraise your item, confirming all the details provided and give you an offer. If you accept it, we will pay you cash instantly.

We at The Luxury Hut aim to pay the best prices, so, come along and get in touch with our expert team.

  • Buy Luxury Watches and Jewellery of your choice

  • Get Free Worldwide Shipping

  • 14-day Easy Return Policy

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We have a vast collection of all types of jewellery and luxury timepieces, be it vintage, contemporary or modern. Our jewellery items and luxury watches on sale are available at the best prices. Our in-house experts inspect each and every item on sale to assure they are 100% authentic and accurate. Each item over £300 comes with The Luxury Hut insurance valuation certificate and presentation box.

From our wide selection of used watches and classic jewellery, you can rest assured to find exactly what you are looking for, according to your budget and lifestyle.


Get instant cash against your luxury asset(s) – Provide us with the details of the asset you wish to sell or loan against.

Fill in our ‘Get a Quote’ form and get an appraisal

Get an estimate – Call us on 0207 242 9160 or email at

Do not hesitate to visit us in our office in Hatton Garden for immediate valuation (by appointment)

As trusted pawnbrokers in London, we always aim to pay the best possible price for any luxury assets and boost your lifestyle by offering you a massive range of jewellery items and luxury watches on sale.

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