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Tag: loan against jewellery

Pick the Luxury Hut Pawnbrokers London to Pawn Your Valuable Assets

July 14th, 2022

When life throws unplanned hurdles and unexpected expenses, we often sell our precious assets to get money. Pawning could be a convenient alternative to selling off your item outright. Asset loans are given against various items, including gold, jewellery, luxury watches, and other high-end items.

While it’s very common for some people, many are unaware of how the pawnbroking process works. So, it is time that you know your options to make an informed decision.

the luxury hut pawnbrokers london

When Should You Pawn Your Assets?

Let’s give an example. Say you have big plans for some occasion, but as life is vulnerable, there arises a situation when you need immediate cash. What would you do?

Due to lack of information, many of us sell our gold, jewellery and other assets to incur money. Instead, you can take a loan against gold, jewellery, diamonds, and even luxury watches from reliable pawnbrokers in London.

They provide a speedy, secure and easy way to get hold of a loan against your valuable. If you need a quick inflow of cash, the solution can be pawning your asset. This gives you the flexibility to get the cash on time, give pawnbrokers the asset to hold for a while and get it back after repaying the loan amount with interest.

And, the best part is you can retrieve your belonging anytime!

PAWNBROKERS LONDON

The Luxury Hut pawnbrokers in London should be your first place to consider if you’re looking for quick money. We will instantly pay you if you take a loan against watches, gold jewellery, gold ornaments, diamonds or other valuables.

Many people wonder whether it’s safe to visit a pawnshop. At The Luxury Hut, our experts bring over 40 years of combined experience to give you the best competitive value for your asset. We carefully evaluate your item by considering the various factors to offer the best loan amount.

  • For Watches: We check the model, brand, condition, age and documents.
  • For Jewellery: We check the condition, rarity, weight and market value.

Do You Want To Pawn Your Luxury Watch?

Offering nothing but the best pawnbroking service in the UK, The Luxury Hut has an in-house team of expert pawnbrokers who offer loan against Rolex, Cartier, AP, Patek Philippe, and many other luxury watch brands.

As professionals, we know and understand the worth of your belonging and hence aim to pay a fair and competitive loan amount.

Get a Quick Loan against Your Jewellery in the UK

Borrowing cash against your jewellery is a no-brainer as most of us have always considered that. But whom did you visit to get that loan? Is it a bank or any other traditional setup?

When you take a loan from the bank, the officials will check your credit score and financial stature to quote the loan amount.

Alternatively, you can skip all the hassle with a London pawnbroker where the security of your item does not depend on your financial account. You can rest assured that your item is safe in a secured vault which you can get back at any moment after repaying the loan amount with interest.

The Luxury Hut will give you an instant loan for your diamond jewellery, engagement ring, or any other precious jewellery piece after accurately evaluating your belonging. We do not carry out any credit checks before making the loan offer.

pawn luxury watches and jewellery

Get a Loan against Your Gold

Wondering if I should ‘pawn my gold’? Our professionals are ready to make an INSTANT payment if you want to take a loan against your gold. We will weigh and evaluate the gold items you want to pawn and swiftly calculate the loan amount based on the current market value.

You can visit us in person to witness the process right before your eyes and ensure 100% satisfaction. As trusted pawnbrokers, our officials keep the process straightforward and hassle-free. There’s no obligation, and you can withdraw from progressing anytime you want.

We’re experienced in dealing with various gold items and nurture a strong reputation for excellence.

Here’s a list of the gold items you can use to borrow money from us:

  • Rings
  • Earrings
  • Necklaces
  • Bangles
  • Bracelets
  • Coins
  • Chains
  • Scrap Gold
  • Gold Jewellery

Also Read: Which luxury watches secure the highest pawn value in 2022?

Pawn your Watch, Jewellery & Gold in 4 Steps:

1. Fill Form

Start by filling in an online form by providing as many details as possible.

2. Get a FREE Loan Quote

The experts will offer a FREE loan quote for your item.

3. Send Your Assets

Get a Contact-Free Home collection and a pre-paid shipping label to send us your valuable for a complete evaluation.

You can also call 0207 242 9160 to book an appointment at our Hatton Garden office.

4. Accept Offer & Get Paid!

If you’re happy with the final loan offer, we will pay you immediately via your preferred payment method.

The qualified experts at The Luxury Hut ensure a speedy process and take no time to give you the most competitive value for your belonging. The offer you get on the phone is the amount you get in your hands. This is why we have a demonstrable record of a satisfied clientele base.

Those who have never visited a pawn shop before can trust our expertise and experience to pawn their items. Remember, you do not lose ownership of your item when you pawn it.

pawn your valuable assets

What Makes The Luxury Hut The Best London Pawnbrokers?

When looking for a pawnbroker in London, you must work with the very best. At The Luxury Hut, we understand that pawning an item that holds emotional or sentimental value for you can be stressful. Hence, we aim to enhance the pawnshop experience with our strictly professional and absolutely secure service.

Borrowing against your valuable couldn’t be any easier or quicker!

Below are the various additional benefits that make us a top choice amongst people who want to take a loan in the UK.

Reasons to choose us:

  • Immediate Asset Valuation (Watch, Gold & Jewellery)
  • INSTANT loan Offer
  • No hidden/monthly charges
  • No early redemption fees
  • No Obligation
  • No Credit checks
  • Complete safety of the collateral within the contract tenure
  • Quick & Transparent loan process
  • Contact-Free home collection
  • Payment via cash/ Preferred mode

Other key things to remember:

  • Maximum Loan Period: 6-7 months
  • You can pawn multiple assets at a time
  • Pay interest at the end of every month only during the loan months
  • Pay back the loan anytime during the loan period, including the interest, to get your asset
  • Bring your ID proof & sign a pledge receipt to enter a deal

CONCLUSION

Taking a loan is something that you must carefully consider. It is not just about the money you get but the peace of mind that follows. While there are numerous pawnbrokers in London, The Luxury Hut is an established, trustworthy and reliable pawnbroker with over 40 years of combined experience. We have a proven track record of offering the best loan value for watches and jewellery.

Whatever your reasons for seeking a loan against your watch or jewellery, you need to feel assured that you have put your trust in a reliable pawnbroker.

You can consider us the right option for you and get in touch with us to pawn your valuable by filling in the form or calling 0207 242 9160 to book an appointment.

Also Read: A Comprehensive Guide To ‘Rolex Finance’

Top 5 Cartier Jewellery Investment Pieces 2022

April 13th, 2022

We know that luxury watches are a good idea if you’re looking for investment. But can you say the same for jewellery? One of the most asked questions is ‘Can you buy luxury jewellery with the hope that it will appreciate and become a great investment option?’ It does happen for the King of Jewellers, ‘Cartier’.

cartier jewellery investment

Since its inception in 1847, people have cherished Cartier for its fierce and innovative jewellery designs. Over the years, the brand has offered a plethora of playful and classic options for the buyers to rejoice. Investing is what you do with the hope that one day it will yield you a good profit or even help you during your times of crisis. Cartier is a brand that is often considered one of the best investment forms.

You can easily pawn jewellery with a reliable jeweller to meet your immediate financial needs or sell your Cartier jewellery to get a good return.

However, when looking for an investment, it is essential to note that not all Cartier jewellery pieces attract the same priority in the market. For instance, if you have a Cartier ring and want to take a cash loan against jewellery, you will undoubtedly fetch a different value than a Cartier Love Bracelet.

So, before you jump to any conclusion, find out the top Cartier investment pieces that will secure you financially and please you aesthetically.

5 Best Cartier Jewellery Investment Pieces

1. LOVE Bracelet

When you think of Cartier, one of the first names that strike your mind is the ‘LOVE’ bracelet. Aldo Cipullo created the iconic bracelet in 1969, and since then, the bracelet has been a significant reflection of Cartier’s creativity and a fine eye for details. The signature Love Bracelet drew its inspiration from the chastity belt, and Cartier made the design with the idea that love symbols must put forward an everlasting quality.

The bracelet has a screw head motif and two removable screws. Instead of simply slipping on the wearer’s wrist, the wearer must open the bracelet with a screwdriver which further splits the bracelet into two halves.

The screwdrivers must be kept with the wearer’s partner so that only they can operate them. Rumours have it that Cartier only allowed the couple to purchase the Love bracelets as it associates its meaning with an everlasting love. The demand for Cartier Love bracelets is always high. If you ever need some urgent cash, visit reliable jewellery pawnbrokers in London to get an instant cash loan for your Cartier Love bracelet.

2. Juste un Clou Bracelet

Another significant creation by Cartier is the Juste un Clou bracelet which made its debut in 1971. Today, it sits firmly amongst the top 5 Cartier Jewellery investment pieces for its exceptional design and market value. Aldo Cipullo was a master in creating all things incredible, and the Juste un Clou bracelet is yet another reflection of his excellent craft.

Cipullo reimagined a simple nail to design the masterpiece. The bracelet’s design resembles a bent nail that beautifully wraps around the wearer’s wrist and looks incredibly gorgeous. The Juste un Clou bracelet not just looks sleek and elegant but is highly functional too!

The wearer can easily wear the bracelet 24 hours a day without facing any problem or irritation. Cipullo drew his creativeness from New York’s wild spirit during the 1970s, which led to this magnificent bracelet style.

3. Trinity de Cartier Ring

Perhaps, this is one of the boldest and most playful creations by Louis Cartier. The Trinity de Cartier ring consists of three interconnected bands, where each band is of a different gold type. Cartier made the ring design in 1924, and each band denotes the various stages of a romantic relationship with yellow gold for fidelity, white for friendship, and rose gold for true love.

Over the years, Cartier has introduced variations on the Trinity ring design by including thin bands, diamond-encrusted bands, and bands precisely fused. They not just look contemporary but also represent the brand’s far-stretched thinking.

This is one of the main reasons why the Trinity de Cartier rings are one of the most beloved in the entire Cartier catalogue.

4. Panthere de Cartier Ring

Well, if there’s anything that Cartier should be proud of creating is the Panthere de Cartier ring which is the brand’s most fierce and fun take on panther. The design originated in 1914 when Louis Cartier commissioned a portrait of a woman with a panther at her feet. Louis loved the painting so much that he used it in his advertisements, and soon enough, the image became a Cartier symbol.

Big cats and beasts were the best expressions of femininity, and hence, the Panther design became so popular. The first panther-based Cartier jewellery made its debut in 1935. The design of the Panthere rings resembled the head of the Panther. The designs included panther spots, and Cartier used emeralds for denoting the Panther’s sharp eyes.

With such a fierce collection, it is only obvious for Carrier to rank as the best investment piece.

5. Diamants Legers Necklace

The Diamants Legers necklace has all things luxurious, like diamonds that are set delicately on an 18ct gold chain. It looks gorgeous and rightfully wraps the list of Cartier’s most loved investment pieces. A bright and brilliant diamond sits at the centre surrounded by a bezel. The bezel has two rows of inner circles that look fantastic and sync with the centre diamond piece.

The Diamond Legers Necklace can sport a solitaire diamond to multiple stones, everything gracefully spaced out on the chain. The necklace celebrates simplicity, and Cartier’s expert jewellers select exquisite diamonds that offer an inevitable charm and shine.

These are the top Cartier jewellery investment pieces that deserve a spot on your bucket list. But when buying expensive jewellery, will you invest just because we are saying or believe the reports?

We know the answer to that and have decided to answer some of your queries.

Does Cartier Jewellery Hold Value?

Yes! Cartier jewellery indeed holds its value, and in some cases, the value even appreciates. If you decide to take your Cartier ornament to a jewellery pawn shop, you’ll be amazed at the loan price!

Why does Cartier Jewellery Hold Its Value?

Rich History

In the 1990s, King Edward VII declared Cartier as the ‘Jeweller of Kings’ and the ‘King of Jewellers’. Since then, the luxury brand has retained its fame and prestige whilst offering some of the best innovative jewellery designs.

Craftsmanship

You must agree that the kind of craftsmanship Cartier has showcased over the years is simply irreplaceable. From the quality of their jewellery to excellent craftsmanship, Cartier retains its value for a reason.

Prestige

With a long-standing rich history, Cartier retains a high level of prestige and is popular as a brand that fits the royalty. Whether it is the brand’s luxury watch designs or the wide jewellery collection, Cartier pieces reflect grandeur, richness, and luxuriousness.

Moreover, it is not just the high-end pricing that reflects Cartier’s prestige. It also shows in the kind of treatment it receives in the pre-owned market and amongst the top jewellery pawnbrokers in London.

Rarity

Cartier pieces grow rarer by the day. This is because the luxury brand manufactures each piece in limited numbers, increasing its demand and popularity. They never really flood the market with their exquisite creations. So, no matter if you own an older or a newer piece, Cartier will always retain its value.

Innovative Designs

If you want to see innovation at its peak, check out Cartier’s Panthere collection. The collection shows the brand’s excellent level of finishing, creativity, and eye for finesse. The brand has always secured its name as a top-tier innovative jewellery designer and offers a wide range of options for buyers to choose from.

CONCLUSION

If you’re looking for a long-term investment option, you must consider choosing Cartier Jewellery. It will fetch you a good return while you flaunt them with your regular outfit. Invest in the right pieces to reap the rewards later.

The Cartier jewellery pieces listed above will always get you a good resale value, and alternatively, you can get cash loans against jewellery from reliable jewellery pawnbrokers in London.

Instead of searching pawn jewellery online, visit the experts at The Luxury Hut. The professionals offer instant cash loans and the best possible loan amount for your beloved Cartier jewellery.

The Real Facts to know about Pawnshop Loans

October 7th, 2021

Pawnbroking is the oldest form of borrowing cash, and the evidence of its use dates back to more than 3,000 years ago. The process and idea are simple that worked well, and has stood the test of time. The Luxury Hut pawnbrokers London provides a simple, secure and hassle-free way to apply for a pawnshop loan. We always strive to ensure that the process is convenient as possible.

pawnshop loan

Are you thinking to apply for a pawn loan? Is it the first time? Then, you will surely have many questions about what a pawnshop loan is, how it works, what you need to have to get it, and more. So we have put together some commonly asked questions on pawnbroking to help you by taking you through all the basics.

What is a pledge?

A ‘pledge’ refers to any item of value that you used as security – also referred to as collateral -against a pawnbroking loan. It can be a luxury watch, gold, diamond jewellery, a car and more.

In pawnbroking, the concept of a pledge is that its value will be enough to cover the loan amount, interest or any cost outstanding in case the customer do not repay the loan for any reason.

When you repay the loan after the loan term ends, you will get back your pledge.

What is a pawnshop loan?

Pawnbroking is a quick, easy and secure way to borrow money against an item of value that you own. At The Luxury Hut, we lend against high-end luxury watches, diamond and gold jewellery or any gold item.

The loan amount you are likely to secure depends solely on the value of your collateral. Pawnbrokers will not check your credit score or how much you earn.

The maximum loan term is usually six to seven months. However, you can pay off the loan any time during your loan tenure and redeem your asset.

loan against rolex watch

What items can you pawn?

You can pawn virtually any item of value. However, the things accepted as collateral for a pawn loan typically vary from one pawnbroker to another.

At The Luxury Hut, you can secure a loan against luxury watches, diamond jewellery, loose diamonds and gold (jewellery, scrap gold or any gold item).

What are the benefits of pawnbroking?

Opting for a pawn loan is always a better choice than getting a personal loan. Why? Here are some of the significant advantages:

  • Get instant cash

A pawn loan gives you access to cash instantly, unlike other loan types that usually take a couple of weeks to approve. You will only need an item of value to keep as security.

At The Luxury Hut, we will appraise your asset and offer you a cash loan, even if your credit score is poor. Accept our offer and get paid on the spot.

  • Minimal paperwork

Unlike banks or any financial institutions, a pawnshop loan requires minimal paperwork for approval. Here at The Luxury Hut, we only ask for valid proof of identification to get into the agreement. And after you accept our loan offer, you will have to sign a pledge receipt that outlines your loan terms. That’s it.

From visiting our pawn shop in London, getting a quote, to walking out with your cash, the entire pawnbroking process may take as little as an hour to complete.

  • No credit checks

Pawnbrokers do not check credit score or how much you earn before approving a loan. As long as you have a precious item to use as collateral, you can opt for a pawnshop loan.

  • Retain your asset’s ownership

Pawnbroking allows you to retain ownership of your asset, and it significantly matters if you have a strong emotional attachment with the item.

What is the best time to pawn assets?

Whenever you need to secure some fast cash or in short-term financial needs, you can choose to unlock the value of your asset by getting a pawn loan. You can get a pawn loan and cash in your hand within a few minutes.

As we mentioned earlier, pawnbroking allows you to instantly borrow the money you need against a precious item without any credit check.

Moreover, you do not also have to go through a lengthy application process to get the loan. The asset you keep as security will determine the amount you can borrow from the pawnbrokers in London at The Luxury Hut.

loan against jewellery

How much does a pawnbroking loan cost?

Our interest rates vary from 4% – 6% per month. Take a look at the representative example given below –

Representative Example 1: Loan of £6000 borrowed for three months

Total interest for three months – £900

  • Total repayment – £6900
  • Monthly interest – 5.0%
  • APR 79.6%

Representative Example 2: Loan of £500 borrowed for one month

  • Total interest for one month – £30
  • Total repayment – £530
  • Monthly interest – 6%
  • APR 101.22%

How much can you borrow against a pledge?

The amount you can borrow and that we are willing to lend will depend on the value of your collateral. However, the minimum amount of cash loan you can borrow from The Luxury Hut pawnbrokers London is £300.

Fill in our online form providing all details on your asset. We will contact you immediately with a loan quote via phone or email. Alternatively, you can call us on 0207 242 9160 now for an instant valuation over the phone.

What is the maximum loan term?

At The Luxury Hut, the maximum term for a pawnbroking loan is seven months.

When can I redeem my asset?

You can retrieve your collateral at any time during your loan term, provided you pay off the entire loan amount and the interest due. We do not charge any early retrieval fees.

Will my item be safe while in pawn?

Yes. We will store your asset securely in our safe until you come back to repay your loan in full and collect it.

What if I cannot afford to redeem my asset? Will it affect my credit score?

If you cannot repay and collect your pledge within the agreed time for any reason, we can offer you a choice to renew your loan. This means we can extend your loan agreement for seven months for another seven months. You only have to pay the interest due at the end of the contract. And this will not affect your credit score.

However, it is recommended to repay and redeem your asset within the agreed loan term.

Are pawnbrokers regulated?

Yes. The Luxury Hut pawnbrokers in London are regulated by the Financial Conduct Authority (FCA). Thus, we abide by the applicable rules and guidelines issued by the FCA for pawnbroking. We are also a part of National Pawnbrokers Association (NPA).

For any further questions or concerns, you can contact us on 0207 242 9160.

© 2022 The Luxury Hut is a trading name of Golden Cash Limited. Authorised and regulated by The Financial Conduct Authority for pawnbroking. Registered in England as Golden Cash Limited. Registered Number is 07309335. Registered office address: Treviot House, 186-192 High Road, IIford, Essex, IG1 1LR.

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