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Category: Gold Loan

Comprehensive guide to getting an ‘INSTANT’ loan on luxury assets

April 27th, 2022

‘Loan’ is a term that often gets a bad blow. But when you think responsibly, it is something that can indeed help you manage your financial crisis. If you’re asset rich but cash poor, an easy and feasible option to get quick cash is simply taking a loan against one or more of your luxury assets. Unlike traditional loan options that typically included only cars, homes and properties. Today, you can easily take a loan against watches, a loan on jewellery, and a diamond loan as well.

instant loan on luxury assets

Curious about how and where to avail of such interesting facilities? Suppose you need some quick cash for any luxury assets like luxury watches, including Rolex, Cartier, Patek Philippe, Audemars Piguet, and others or against exquisite gold or diamond jewellery. In that case, we have the perfect solution for you. Visiting a pawn shop might be a good idea.

Do you know any reputed pawn shops in the UK already? If not, rely on the expertise of the professionals at The Luxury Hut.


Do you own a luxury watch and are looking for a loan against Rolex or Audemars Piguet, Cartier or Patek Philipe? If yes, then get in touch with the officials at The Luxury Hut today. As established and trustworthy pawnbrokers in London, they offer a fast and simple route to a short-term, fully secured loan against luxury watches.

This way, you can easily use your high-value asset as a security for the loan. The process is simple, and all you have to do is fill in an online form to get a FREE Instant Quote!

Pawn your luxury watch in four simple steps:

1. Fill in the Form

Start by filling in an easy online form by providing as many details about your luxury watch. This includes the brand, model, age, condition, documents (box & papers, if any) etc.

2. Get a FREE Quote

You’ll receive an initial FREE quote for your watch.

3. Send Your Watch

Send them your watch if you’re satisfied with the initial loan quote. Get a Contact-Free Home collection and a pre-paid shipping label to do the same.

4. Get INSTANT Cash

The in-house specialists will carefully assess various factors to determine the final loan amount. Accept the offer and get an INSTANT cash loan for your luxury asset.

Be it online or via appointment to their Hatton Garden office in London, the officials at The Luxury Hut ensure to make the process of availing a loan for watches simple, comfortable, and direct.

You might want to keep your options open and visit every other pawnbroker to find an estimate. But trust the expertise of The Luxury Hut’s officials, who, with over 40 years of combined experience in the pawnbroking industry, offer the highest possible loan amount along with various additional benefits.

Do you have a Rolex and wondering ‘how to take a loan on a Rolex watch’? You’ll be glad to hear that Rolex watches have a high pawn value, and you can confidently get a loan against Rolex watches.


Rolex is one of the most desirable luxury watches in the luxury watch industry and enjoys great attention in the pawnbroking market. Visit the experts at The Luxury Hut to take a quick cash loan against Rolex. As reliable pawnbrokers, they constantly monitor the Rolex price graph to appraise any Rolex model accurately.

Not to worry, as the professionals are known to offer the best possible amount for any Rolex model. You need to fill in the online form to get an initial instant quote for your Rolex.

If you’re new to the process, follow the below-mentioned steps to get a quick loan.

1. Fill in the Form

Start by filling in an online form and provide as many details as possible about your Rolex, including the model, age, condition, papers, and others, to get a quote.

2. Get FREE Quote

You’ll receive an instant FREE loan quote for your Rolex watch.

3. Send your Rolex

If you’re happy with the initial loan offer, send them your Rolex. Get a Contact-Free Home collection along with a pre-paid shipping label.

4. Get Paid

The expert evaluators will assess your Rolex watch based on various factors to determine the exact value and offer the final loan amount. Agree and get INSTANT Cash!

You can also call them on 0207 242 9160 and book an appointment to visit them to take a loan in person.

Do you want to pawn a Cartier, Patek Phillipe, Audemars Piguet or Vacheron Constantin watch? Follow the same process to get a loan against your luxury watch.

Wait a minute; we would like to address another most-asked question.

Can you get a loan on Rolex without papers?

Yes! At The Luxury Hut, we understand that sometimes you can accidentally lose the documents and might even throw them. Therefore, we accept all Rolex watches without the box or papers. Irrespective of the model, a typical Rolex commands a hefty value based on its condition, quality, rarity, age and other factors.

Our experts will consider all the said factors to determine the accurate value for your Rolex watch and offer an INSTANT loan on it.


Need cash without having to sell your gold ornaments? Why not take a loan on gold jewellery? There are times when you need cash for a short-term purpose but sell your gold assets to fetch the price. This is merely due to a lack of proper knowledge.

Pawn your gold item to meet your immediate cash requirements. As trusted gold pawnbrokers in London, The Luxury Hut officials assure to make the process of taking a gold jewellery loan easy and fast! There is no unnecessary messing and hassle; you can safely pawn your gold jewellery for the best value, be it a ring, earring, necklace, or any other item.

The experts accurately carry out the gold assessment and appraisal process based on the current market value to ensure that you get the highest possible loan amount for your gold. Whether your gold item is tangled or broken, remember that gold is always valuable and that you can always get a loan on it.

Pawn your gold in four easy steps:

1. Fill in the Form

Fill in the online form and provide as many details about your gold jewellery to get an initial loan quote.

2. Get FREE Quote

Receive an initial FREE loan quote for your gold item.

3. Send your Gold Item

If you’re satisfied with the initial offer, send them your gold item for the final assessment. Get a Contact-Free Home collection along with a pre-paid shipping label.

4. Get paid INSTANTLY!

Once the evaluators examine your gold item, they will offer a final loan quote. Accept the offer and get paid INSTANTLY!

However, if you want to visit them in person, call 0207 242 9160 to book an appointment at their Hatton Garden office in London.

Related: A Comprehensive Guide To ‘Rolex Finance’


Did you know that your high-value gems or jewellery can be the solution to your short-term or instant cash needs? Instead of selling them once and for all, taking a loan on jewellery will enable you to keep possession of them. That sounds like a good idea, isn’t it?

We understand the kind of attachment you might have with your valuable jewellery and hence, want you to get the best loan amount without risking any inch of it.

Get in touch with The Luxury Hut jewellery pawnbrokers, who have served hundreds of customers with their highly reliable and trustworthy jewellery pawnbroking service. Whether you want to loan on diamonds, engagement rings, or any other exquisite jewellery item, the skilled pawnbrokers will offer the best possible value for your cherished asset.

And, guess what, you can take the loan without any Credit Checks! Accept the loan offer, sign the pledge receipt, and get INSTANT CASH! It is easy, hassle-free and convenient.

Let’s jump to the loan process, shall we?

Follow 4 simple steps to get a loan on your jewellery item.

1. Fill in the Form

Fill in the easy online form and provide as many details about your jewellery item, including high-resolution photos.

2. Get FREE Quote

Receive an initial loan quote for your asset.

3. Send your Jewellery

Send them your jewellery for a final evaluation. Get a Contact-Free Home collection along with a pre-paid shipping label.

4. Get CASH

The expert evaluators will assess your jewellery item and determine the accurate price. Accept the final loan offer and get your cash INSTANTLY!

Alternatively, if you feel unsure about the whole online process, call them on 0207 242 9160 to book an appointment at their Hatton Garden office to get a cash loan on the spot!


We often search online for the best place to get loans on jewellery near me and get exposed to thousands of options. But how do you rely on them to pawn your most-loved asset? If you have a fine diamond ring and wondering how much you can pawn for it, it is always advisable to rely on pawnbrokers with years of experience, knowledge, and expertise to get a loan.

They will consider your diamond jewellery’s carat, cut, colour, and clarity to determine the best pawn value for your item. After all, it is not always about the money but the peace of mind you get while pawning your valuable asset with a pawn shop.

Why choose The Luxury Hut To Loan for Luxury Assets?

Whether it is a loan on watches or a loan on jewellery, there’s a reason why The Luxury Hut is a popular name in the pawnbroking industry. The expert evaluators remain well-informed with the changing market trends and prices to offer the best value when you take a loan on fine watches or jewellery.

Additionally, there are no credit checks for both watches and jewellery items. You have to sign a pledge receipt, present an ID proof to enter the agreement, and get the cash without any obligations!

Few additional benefits include:

  • Free Valuation of your Jewellery or Luxury Watch
  • INSTANT Cash loan for jewellery & watches
  • No Credit Checks
  • No Hidden Fees/ Early Retrieval Charges
  • Payment with No Obligation
  • Contact-Free Home collection
  • Complete Security of the Luxury Asset
  • Fully Transparent Loan Process

Four things hold utmost importance when you’re looking to pawn your asset.

  • Experience
  • Trustworthiness
  • Competitive Price
  • Instant CASH Payment

As one of the leading pawnbrokers in London, the experts at The Luxury Hut check off all the requirements to become a reliable pawnbroking company in the UK.

Furthermore, the ‘Loan Terms’ stated are convenient and don’t push one too much.


  • There are no monthly charges until the loan term ends, and there is a single payment at the end of the loan period.
  • The maximum loan tenure is 6-7 months.
  • Pay interest only for the loan months you borrow for.
  • You can pay back the loan whenever you want within the loan period by simply paying off the loan value and the due interest.
  • No early retrieval fee or Additional charges.
  • Your asset is kept safely in a vault during the loan term.

Human life is uncertain, and there might always come a time when you need to arrange for some quick cash. Take advantage of your luxury watch, valuable jewellery, or gold items to get quick and short-term loans. This way, you do not have to sell them and can always take possession of the asset later.

However, finding a reliable pawnbroker is equally important to ensure complete peace of mind. The Luxury Hut pawnbrokers will cater to your requirements wholeheartedly and work with utmost dedication when dealing with the loan process.

Their excellent appraisal skills and understanding of the pawnbroking industry set them apart. So, if you wish to determine the pawn value for your luxury watch or diamond or gold jewellery, enquire online or call them on 0207 242 9160 to book an appointment today!

Also Read: The Real Facts to know about Pawnshop Loans

High Street Pawnbrokers: A Trusted Lifeline for Many Borrowers

August 31st, 2021

Pawnbrokers once acted as the only means of support for the helpless or poor people during hard times. However, with years, more and more people recognised the benefits and convenience of the services offered by high street pawnbrokers. And today, individuals from different walks of life turn to pawnbrokers to raise some fast cash during short-term monetary needs.

High Street Pawnbrokers

High street pawnbrokers are not the relics of days past. They continue to serve as a reliable lifeline for many borrowers, especially those who cannot access mainstream credit lending.

Simple, Secure & Straightforward – The Pawnbrokers Way

Today, more people are turning to pawnbrokers because it is more straightforward to get a pawn loan than other traditional loans. If you want to secure a pawn loan from a pawnbroker, you only have to give any valuable item as collateral to your pawnbroker. However, the collateral or pledged asset can be anything of value. But most people commonly opt for a loan against watches, diamond and gold jewellery.

Now your pawnbroker will evaluate your pledge’s value and offer you a cash loan based on the value over an agreed time. The maximum tenure of a pawn loan is usually six to seven months. However, one of the most significant benefits of pawnbroking is that –

You can retrieve the loan any time within the contract tenure and redeem your pledge item.

What if you fail to repay your loan by the deadline? Your pawnbroker can either help you to renew your contract or sell the pledge. Unlike payday loans, pawnbrokers allow settling their loans quickly without building up impossible debt levels for customers.

The Key Advantages of Pawn Loans

Borrowing credit from a pawnbroker is undoubtedly fast and convenient. Moreover, in terms of interest rates, pawnbrokers provide a much better rate compared to payday lenders. Another significant advantage of pawnbroking is that pawnbrokers do not carry out any credit check before approving a loan. This is because they lend money based on items.

However, the Financial Conduct Authority (FCA) regulates the pawnbroking business in the UK. Every pawnbroker has to meet and maintain stringent rules of conduct and solvency. Moreover, customers who have not received fair treatment are left only after a remedy.

Customers entering into a pawn loan agreement are entitled to a 14days cooling off period. This enables you to change your mind and deny the contract with no penalty up to 14 days from signing the agreement.

Interestingly, according to FCA rules, every authorised lender providing unsecured access to money has to carry out a creditworthiness assessment of the consumer. But pawnbrokers do not need to conduct this as their credit depends on a valuable asset.

So if you are looking to raise some fast cash and own anything of value, you can make the best decision by getting in touch with any trusted pawnbrokers in London or any other big city. No matter if you have an emotional attachment to the item you use as collateral, you can get it back once you pay off the loan.

The Impact of Covid-19 on Gold Price

July 13th, 2020

Unlike shares or many other short-term investments, Gold is the archetypal “safe-haven” asset. The price of Gold typically appreciates when time gets tougher.

Thus, people tend to hold onto assets made from this precious metal as long as possible. Now:

The outspread of COVID-19 has dramatically affected the financial market.

the impact of covid-19 on gold price

And there were speculations about what impact COVID-19 would bestow on the gold price. Gold’s status as the “safe-haven” asset might become a beneficiary.

Indeed, the market has seen a lot of changes in the past few months and weeks in the Gold’s scrap or spot price.

Let’s today know about the performance of the gold price during the current time.

The Surge in the Gold Price

Since February 2020, the price of 24ct Gold has ramped up to nearly £1,416 per ounce from £1,282 per ounce.

  • However, the surge in the gold price is currently discernable every day.
  • And it is assumed that the rush is not going to cease any time soon.

Indeed, while many prototypical blue-chip investments started to depreciate, people are turning to the “safe-haven” asset Gold.

Thus, for those who own any gold item like a ring, bracelet or necklace, continue reading below.

Spot vs Scrap Gold Price

The scrap price of an 18ct Gold chain weighing 23grams is nearly £853. It is 90% of the spot price; however, you can achieve it with a little bit of negotiation.

Moreover, a chain that is well-crafted and has hallmarks or the manufacturer’s marks will ideally worth much more than the scrap price.

The fact is:

  • The higher scrap price of Gold is serving as a rising tide that lifts all boats.
  • The base price of every jewellery item made of Gold has boosted by 43%.
  • Eventually, it is influencing everything made of Gold.

Thus, at a time when you may need access to fast cash to meet your short-term financial needs, you can decide to turn your old gold jewellery into cash.

However, like many others, you might choose to scrap your beautiful jewellery piece just because the current scrap gold price is steep.

But rather than scrapping your gold item, you could opt for a pawnbroking loan against it.

Pawn your Gold

Pawning your gold jewellery with trusted pawnbrokers like at The Luxury Hut is ideally the best choice, especially if it has an emotional value attached with it.

The maximum tenure of a pawn loan is usually six to seven months. Once you pay off the original loan amount and its interest due, you can retrieve your exquisite asset and enjoy wearing it or use it as collateral again if needed.

Whether it is a gold ring, necklace or any other assets of Gold, secure a short-term pawn loan against your gold item today and raise instant cash.

Rest assured that your gold item will fetch you a premium right now than ever.

And with trusted pawnbrokers in London at The Luxury Hut, you will receive the highest possible cash loan offer against your precious metal instantly.

Here at The Luxury Hut, our expert evaluators continually keep track of the current market condition and prices.

We pride in ourselves for offering seamless customer service and hassle-free way to secure a loan against luxury watches, diamond and gold jewellery.

We will determine an accurate price of your gold item, considering its most updated value on the day of the appraisal.

Thus, fill up our simple online form and get a free competitive loan quote immediately.

Or call us on 0207 242 9160 to book an appointment at our office in Hatton Garden, London.

© 2022 The Luxury Hut is a trading name of Golden Cash Limited. Authorised and regulated by The Financial Conduct Authority for pawnbroking. Registered in England as Golden Cash Limited. Registered Number is 07309335. Registered office address: Treviot House, 186-192 High Road, IIford, Essex, IG1 1LR.

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